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Essential Money Blog

29 Nov 2012

IFAs have until 31 December 2012 to change the way they charge for their services and to gain a higher level of qualifications. Read this FSA guide that summarises all he changes.

2 Oct 2012

I keep being told how important it is to keep updating this blog - "dentists need to see you're current and your site is up to date". I can't argue with that, but with managing a practice, meetings with clients, keeping our regulator happy, plus seeing my wife and kids occasionally, I have to admit this has not been my top priority.  read more »

19 Jun 2012

On December 21st, the UK is introducing the European Gender Directive which means that protection providers will no longer be able to take gender into account in the way that premiums are calculated for UK customers.  read more »

24 Apr 2012

We look forward to meeting many dentists at our stand B50 this coming week. We have an amazing competition to win a holiday for 2 to Cape Verde, so please come and have your badge scanned.

23 Oct 2011

Many thanks to all the dentists that visited our stand to have a chat over the last 3 days at the BDTA Dental Showcase at the NEC. We hope you enjoyed the show and got what you needed. If you've completed one of our forms to request a phonecall we'll be in touch over the next week or so.

Stay up-to-date

Current financial issues and industry developments that may affect you

  • 2 Nov 2011

    A test case has been launched by trade unions in London's high court last week to prevent the switch in public sector pensions from the Retail Price Index to the Consumer Price Index. This change was announced in George Osborne's budget in his June 2010 budget and came into force April 2011.  read more »

  • 1 Nov 2011

    We've just heard from a dental client that is a Principal of his own practice. He's a Provider and a Performer although he is also incorporated. This month, for some reason, his NHS payments for him and his team (all self employed associates) hasn't been deducted.  read more »

  • 28 Feb 2011

    The new Government is changing the contribution limits on pensions. Here's a brief summary of the key changes:

    • From April 2011 the annual allowance will reduce to £50,000 (fixed until tax year 2015/2016)
    • Contribution to NHS pension schemes will be valued using a factor of 16
    • Tax relief will be available at dentists' marginal rate  read more »

  • 29 Jan 2011

    Private equity firm Carlyle has signed a £450m deal to create the UK's biggest dental group with about 450 practices across the country.

    Carlyle has bought Integrated Dental Holdings (IDH) from Bank of America Merrill Lynch and is merging it with rival Associated Dental Practices (ADP).  read more »

  • 10 Dec 2010

    The Treasury has now released the draft of the proposed changes to pensions legislation from 6th April next year.

    Most of this draft legislation reflects what was announced in October - in summary, those changes were:

    There will be no restriction of pension tax relief for additional rate tax payers
    The Lifetime Allowance will be reduced from £1,800,000 to £1,500,000.  read more »